Repair your credit — 100% online.
Track every step in one portal.
AI‑assisted disputes, real‑time progress timeline, and ethical pricing. No calls, no face needed — just results.
Start free — get your checklist
Enter your email to receive our Credit Repair Starter Checklist (PDF) and portal invite.
We’ll send the PDF checklist and portal invite. You can unsubscribe anytime. Use the footer link to opt out of sale/sharing.
How it works
Three steps. Fully online. You stay anonymous — we stay faceless.
Connect or upload reports
Securely link SmartCredit/IdentityIQ or upload PDFs. Our AI scans for errors and builds a dispute plan.
We auto‑draft & mail disputes
We generate bureau‑ready letters, queue mailings, and track 30/60/90‑day cycles — no calls, no meetings.
Track everything in the portal
See what was sent, what’s due, and what was removed. Get email/SMS updates and suggested next actions.
One‑time resources & add‑ons (instant delivery)
Boost your results with DIY guides, templates, and micro‑transactions.
DIY Credit Repair E‑book
Plain‑English playbook to understand reports, disputes, and timelines.
Dispute Letter Templates Pack
Editable letters for bureaus and furnishers with step‑by‑step notes.
Fast‑Track Mailing
Priority queue for your next dispute round within our processing window.
Score Simulation Snapshot
AI “what‑if” projection (PDF): utilization changes, inquiry removals, and more.
Simple, transparent pricing
No surprises. First‑work fee matches your plan. Cancel anytime.
Basic
- Monthly dispute cycle (3 bureaus)
- Up to 10 items per round
- Portal + email updates
Advanced
- Priority disputes every 30 days
- Up to 15 items per round
- Email + SMS updates
Pro
- Max items per round
- Rapid mail queue
- Priority support
Pricing designed to undercut typical $49.95, $119.95, and $139.95 competitor tiers by ~5% while keeping quality high.
FAQ
Is this legal?
Yes. We dispute inaccurate, unverifiable, or outdated information with the credit bureaus and furnishers. Accurate negative data cannot be removed and we never promise that it can.
How soon will I see results?
Many users see changes within 30–90 days as bureaus respond to dispute cycles. Timelines vary by case.
Do you offer refunds?
If no disputes are sent in a paid month due to our process, we’ll credit the next cycle. First‑work fees cover drafting, compliance checks, and initial mailings.
How is my data protected if I upload documents?
We use encryption in transit and at rest. If you connect uploads to a secure VPS, ensure a private tunnel (e.g., VPN or WireGuard) and server hardening. Use role‑based access, audit logs, and a short retention schedule.
Start improving your credit — the faceless way.
Join ClearTrackCredit and manage disputes without calls, meetings, or pressure.